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Partner onboarding

For: Lenders · Technical and business teams

Before you integrate with Prosperas, you need credentials. Prosperas does not offer self-registration: we generate and deliver your credentials manually and securely. This page explains how to get started, what we’ll ask you for, and what you’ll receive.

Prosperas does not offer self-registration. We generate a secret key tied to your account and deliver it through a secure out-of-band channel — never via plaintext email or chat.

We support two credential types:

  1. API key (recommended). A secret key we deliver through a secure out-of-band channel. It is sent with each request via the X-API-KEY header.
  2. IP allowlist. We register the stable, public IP addresses your requests originate from. Calls coming from authorized IPs authenticate automatically, with no additional headers.

You may use either method, or both. We prefer API keys because they adapt better to infrastructure with changing IPs.

Prosperas runs separate staging and production environments, with market-specific URLs (Colombia or Mexico). Throughout the documentation you’ll see the {BASE_URL} placeholder: the real staging and production values are delivered to you during onboarding.

Illustrative example of how {BASE_URL} resolves

Section titled “Illustrative example of how {BASE_URL} resolves”
  • Staging (Colombia): https://api.staging.co.prosperas.com
  • Production (Colombia): https://api.co.prosperas.com

The general shape is the same for every market-and-environment combination:

Market Staging (illustrative example) Production (illustrative example)
Colombia (CO) https://api.staging.co.prosperas.com https://api.co.prosperas.com
Mexico (MX) https://api.staging.mx.prosperas.com https://api.mx.prosperas.com

Again: the hostnames above are illustrative. Always use the exact values we deliver at onboarding.

Environment Use
Staging Integration testing and request validation before going to production
Production Live consumer traffic

Your technical team must provide:

  • Credential type preference: API key, IP allowlist, or both.
  • Stable egress IPs (if using the allowlist): fixed, public server addresses only. We do not support ranges; each individual IP must be registered separately.
  • Technical contact to coordinate credential delivery and go-live support.

Once provisioning is complete, you’ll receive:

  • The credential (API key via secure out-of-band channel, or IP allowlist confirmation).
  • The staging and production base URLs for your market.

Next step: with your credentials in hand, continue with the Embedded Flow.


Last verified: 2026-07-01 · v1.1