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Product data

For: Lenders · Technical and business teams

Prosperas is a marketplace that needs two types of information to display your offers:

  1. Ally-level (lender) brand asset — your logo or brand image. Provided once per lender and reused across all your products.
  2. Per-product data — the fields for each loan or insurance product you want to list (name, amount, rate, term, etc.).

Keep that distinction clear: the brand lives at the lender level; everything else is defined product by product.

Submitted once per lender, not per product.

Field Required/Optional Format Purpose
Brand logo or image Required PNG or JPG, transparent background recommended, 512×512 px, max 500 KB Visually identifies your brand in the marketplace
Brand description Optional Plain text or simple HTML, up to 500 characters Gives the consumer context about the lender

The following fields are defined for each product you list. We added the Type and Example columns so the format is unambiguous.

Field Type Example (illustrative) Format / Notes Purpose
nombre (name) text "Crédito de Libre Inversión" Short text, up to 100 characters Product title shown in listings
descripción (description) text (≤500 chars) "General-purpose loan, approved in 24 h, no co-signer." Plain text or simple HTML. Short (≤500 characters) for the listing card; long (≤3000 characters) for the detail view Explains what the product is and its benefits
categoría (category) enum INDIVIDUAL One of: INDIVIDUAL (personal credit), BUSINESS (business credit), INSURANCE Determines the marketplace section and filters
Field Type Example (illustrative) Format / Notes Purpose
montoMin (min amount) number 500000 Integer, local currency (COP or MXN), no separators Lets consumers quickly rule out products outside their range
montoMax (max amount) number 50000000 Integer, local currency (COP or MXN), no separators Upper bound of the amount range
tasa (E.A. / rate) number (%) 28.5 Effective annual rate. Number only, without the % symbol Primary comparison criterion for the consumer
plazoMin (min term) number (months) 6 Integer, in months Minimum repayment term
plazoMax (max term) number (months) 60 Integer, in months Maximum repayment term
requisitos (requirements) text "Verifiable formal income; no active negative credit reports." Short text; may include boolean flags (e.g. requires proof of income) Prevents applications that don’t qualify
Field Type Example (illustrative) Format / Notes Purpose
ingresoMin (min income) number 1300000 Integer, local currency Pre-filters candidates by income
ingresoMax (max income) number 8000000 Integer, local currency Upper bound of the income range
periodicidadPago (pay frequency) enum MENSUAL One of: SEMANAL (weekly), QUINCENAL (biweekly), MENSUAL (monthly) Installment structure

After you submit your products, Prosperas assigns each one a product_id and a listing_id. Those identifiers ride along in the API calls (and in postbacks) so you can reconcile which product a given lead refers to. In other words: you define your products once, manually, and from then on every lead or notification is tied to the correct product through those identifiers.

Data submission is not self-service: there is no public endpoint or dashboard where you load the information yourself.

  1. Contact your Partnerships representative (rclose@prosperas.com).
  2. Send the brand logo (once per lender) and each product’s information in the format on this page.
  3. The Prosperas team reviews, validates, and publishes.
  4. Any later updates use the same channel.

The following object is illustrative only, to resolve format ambiguities. Submission is manual (through your Partnerships contact), not through this object or via an API.

{
"nombre": "Crédito de Libre Inversión",
"descripcion": "General-purpose loan, approved in 24 h, no co-signer.",
"categoria": "INDIVIDUAL",
"montoMin": 500000,
"montoMax": 50000000,
"tasaEA": 28.5,
"plazoMin": 6,
"plazoMax": 60,
"ingresoMin": 1300000,
"ingresoMax": 8000000,
"periodicidadPago": "MENSUAL",
"requisitos": "Verifiable formal income; no active negative credit reports."
}

Last verified: 2026-07-01 · v1.1